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The study was an in-depth analysis on how micro-finance institutions have
influenced the entrepreneurial growth of small scale businesses in Taita Taveta County,
Kenya. Small scale business investment opportunities in Kenya have had over the last
two decades been shaped by micro-finance institutions whose impact had been immense
in entrepreneurship. This had significantly contributed to the empowerment of people
who have had for long time been marginalized on social and economic aspects in Kenya.
To explain the influence of the microfinance institutions on the entrepreneurial
development of small scale businesses in Kenya, the study presented a case study of Taita
Taveta County. The main purpose of the study endeavored in finding out the problems
small scale entrepreneurs faced financially and management wise in running their
businesses and how the microfinance institutions had influenced entrepreneurial growth
in the area. The problem of the area in entrepreneurial growth had been hindered by lack
of entrepreneurial skills, financial support of micro credit loans among other obstacles.
The broad objective of the study strove to find out the influence micro-finance
institutions had on the small scale entrepreneurs. The low response experienced was
among the problem tackled in the study. The study had identified several aspects as
outlined in the objectives that determined the relationship between entrepreneurship and
the presence of microfinance. The literature review sought various scholarly works and
shed light on the underlying factor between small scale entrepreneurship and
microfinance banks, and their significance in capital provision, training, offering viable
business ideas, and advisory services to small scale entrepreneurs. In addition, the
literature review revealed how similar pioneer financial institutions were started and their
resultant influence on small scale entrepreneurs. Further, the study employed different
research methodologies that tested the influence of micro-finance institutions in
entrepreneurial growth of small scale businesses in Taita Taveta County, Kenya. The
qualitative and quantitative methods were vital in the data analysis obtained from
conducted interviews, questionnaires, and ultimately resulted to the informative data on
MFIs immense influence on entrepreneurial growth in Taita Taveta County. The study
findings were consistent and affirmed that availability and accessibility to microfinance
institutions had been vital in entrepreneurial growth in general. Moreover, the findings
affirmed what the literature review had confirmed of the influence of micro-credit
institutions as bringing in the positive aspect in entrepreneurial development. The study’s
findings recommended further research to highlight on the influence and ability of microfinance
institutions as the key to spar on investment among small scale businesses in
Kenya at large.  
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